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Open Enrollment – Individual Health Insurance Marketplace


Individual Health Insurance Marketplace

Open Enrollment for the Individual Health Insurance Marketplace is the chance for you and your family to get a new health insurance plan. Before you enroll, it's important to compare plans and consider if your Atrium Health Navicent doctors are covered in your plan.

Keep reading to learn which plans include Atrium Health Navicent, how to enroll and more.

Visit Healthcare.gov to compare your Insurance Options

Prepare for the changes coming this year

Open enrollment for the Health Insurance Marketplace runs Nov. 1, to Jan. 15, 2026. To ensure you have coverage starting Jan. 1, 2026, you will need to enroll no later than Dec. 15, 2025. We're here to help make sure you're prepared for the changes coming this year.

Here are a few things to have completed before enrollment begins to help make the process easier:

  • Gather your papers. Pay stubs and tax returns make it easier to confirm eligibility and keep any tax credits.
  • Double-check your eligibility by December 15, for January 1, coverage. Even if your premium is currently $0, you'll still need to confirm so nothing changes on you unexpectedly.
  • Keep in mind that premiums might go up if tax credits (subsidies) aren't renewed. Additionally, consider all alternative coverage options so your plan balances out-of-pocket care costs with monthly premiums.
  • Look over your 2026 plan choices. Pick one that works for you and make sure it includes your Atrium Health Navicent doctors.

Key dates:

Open enrollment begins
November 1
Open enrollment ends
January 15
Coverage begins
January 1
if enrolled by December 15
February 1
if enrolled by January 15

Application checklist

Use this list to gather information you'll need and find steps you may need to take to enroll in a health care insurance plan.

Get checklist

Healthcare.gov

Review your insurance options, find out if you're eligible for tax credits to help pay for your coverage and then enroll in an insurance plan.

Get Started

Enrollment assistance

Call us to get more information about how to enroll or to schedule an appointment with one of our Enrollment Assisters.

336-713-9360

Which plans include Atrium Health Navicent?

For 2026, the following plans sold on the Individual Health Insurance Marketplace include Atrium Health Navicent doctors and hospitals in their networks:

AHN Medical Center, AHN Peach, AHN Baldwin, AHN Rehabilitation Hospital
  • Alliant Health Plans - SoloCare plans
  • Ambetter
  • Anthem Blue Cross Blue Shield of Ga Blue Value plans - excluding AHN Peach
  • Anthem Blue Cross Blue Shield of Ga Pathway plans - AHN Baldwin only
  • NEW: Oscar Health

Not all plans are available in every county within the area. Please check with the individual plan to confirm benefits and in-network providers.

Introducing Oscar Health

If you have a medical emergency, you should go to the closest emergency department. Atrium Health Navicent hospitals provide services to all patients seeking treatment for an emergency medical condition, regardless of their health insurance plan or ability to pay for emergency services.

What is health care coverage through the Marketplace (also called the Individual Insurance Marketplace)?

The Marketplace is part of the Affordable Care Act and offers health insurance for people who don't have coverage through an employer, Medicare or Medicaid. It's an online resource where you can shop for, compare and enroll in or update a health insurance plan. You can also see if you're eligible for savings.

Why choose a plan that includes Atrium Health Navicent?

If you already have an Atrium Health Navicent doctor or hospital you prefer, you may want to pick a health insurance plan that includes them. This lets you continue seeing them while better managing your health care costs. In addition to your doctor and hospital, you get seamless connection to Atrium Health Navicent's vast care options. A few highlights include:

  • The region's most trusted and preferred health system
  • Unmatched, world-class care from over 53 specialties in more than 50 facilities throughout the region, including pediatric care at Atrium Health Levine Children's Beverly Knight Olson Children's Hospital
  • Nationally verified, Level I-designated Trauma Center and a four-time Magnet Designated hospital for nursing excellence worldwide
  • Leading primary care, including family medicine, internal medicine and women's health
  • The region's largest network of behavioral health and substance use services
  • Convenient on-demand care options, like urgent cares and video visits

How to enroll or change plans

For more information or to change your plan:

Frequently asked questions

Not all plans are available in every county. Please check with the individual plan to confirm benefits and in-network providers. This website does not solicit or otherwise advertise insurance but is intended for your educational purposes only. Navicent Health is not a licensed health insurance agency.